R&d Product Owner Business Consultant

Company Description

SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms.

Job Description Product Vision & Roadmap

• Define and maintain the product roadmap, ensuring alignment with business needs, regulatory compliance, and market trends.
• Drive end-to-end product lifecycle management, from ideation to release and beyond.
• Translate complex business requirements into actionable user stories, ensuring clarity and feasibility for engineering teams.

Functional & Domain Leadership

• Leverage deep banking domain expertise to guide technical and business teams on Deposits, Payments, General Ledger Operations, and Compliance.
• Contribute to defining functional and non-functional requirements, ensuring high availability, performance, and security of banking applications.
• Mentor teams in understanding banking processes, business rules, and customer journeys.

Stakeholder Collaboration & Business Enablement

• Work closely with business teams, product managers, architects, and engineering teams to ensure seamless product development and delivery.
• Act as a functional expert, guiding teams on Core Banking best practices, regulatory considerations, and customer needs.
• Engage with external and internal stakeholders to prioritize and refine product backlog.

Agile Delivery & Execution

• Collaborate with Agile teams to refine, prioritize, and deliver features using Agile methodologies.
• Define Acceptance Criteria, MVP definitions, and work with teams to optimize delivery.
• Support governance of product teams to ensure quality, compliance, and efficiency.

Cloud-Native & SaaS-Based Banking Solutions (Good to Have)

• Exposure to Cloud-Native Banking and SaaS-based Core Banking Solutions, with an understanding of multi-tenant architectures and how they impact financial product design.
• Define API-driven banking experiences and integrate Open API specifications for seamless financial services delivery.
• Work with DevSecOps teams to ensure efficient deployment pipelines for banking solutions.

Total Experience Expected: 11-15 years

Qualifications

• Bachelor’s or higher degree in Computer Science, Engineering, Finance, or a related technical/business field.
• 13+ years of overall experience, with 8+ years in business and functional leadership roles within Core Banking.
• Proven experience delivering banking solutions from concept to production, ensuring scalability, compliance, and security.
• Deep functional expertise in Core Banking (Deposits & Savings, CASA, Interest Calculations, General Ledger, Clearing & Settlement, Reconciliations, Regulatory Compliance, and Financial Workflows).
• Strong understanding of customer journeys and business workflows in Core Banking.
• Experience working as an SME or Functional Expert on a Core Banking System (CBS).

Additional Information

Secondary Location:Noida Campus

At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences.

All of our positions are open to people with disabilities.